Is your Revolut membership actually paying for itself?
Enter your monthly debit and credit card spend, your current plan, and which airline programme you redeem with. Flying Blue is the default and most direct option, and we will calculate the value of your miles and determine whether they offset the subscription fee.
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RevPoints calculator
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Which partner apps count, and where the prices come from
Revolut's bundled partner apps are not one global list — the roster (and even whether a tier bundles anything at all) changes by plan and by which country your account is opened in, so this calculator looks up the roster for the currency you have selected above, the same way it looks up plan fees. When we can confirm a market's own roster directly from Revolut, we show it; otherwise we fall back to Australia's confirmed roster as a stand-in and flag it clearly.
Confirmed rosters cover Australia, the UK, the Eurozone (Ireland used as the representative market — Germany and France both bundle a different mix, so "EUR" cannot perfectly represent every Eurozone country), Singapore, New Zealand, Japan, and the United States, sourced directly from Revolut's own market pages: AU Premium, Metal, Ultra; UK Premium, Metal, Ultra; IE Premium, Metal, Ultra; SG Premium, Metal; NZ Premium, Metal; JP Premium, Metal; and US Premium (confirmed zero partner apps), Metal, and the US plan partnerships legal terms (confirming Metal is the only eligible US plan). Ultra itself is not sold as a native plan in Singapore, New Zealand, Japan, or the US, and Standard/Plus never bundle any partner app in any market checked. A handful of pages (AU Metal, IE Metal, IE Ultra, DE Ultra, FR Metal) were only retrievable from cache with a 2025 timestamp at the time of our last check (5 Aug 2026), so treat those specific rosters as possibly slightly out of date.
Across every market above, the confirmed catalog spans NordVPN, Tinder, ClassPass, Duolingo, Flo, Lovable, Financial Times, Picsart, Sleep Cycle, Freeletics, MasterClass, The Athletic, Headway, WeWork, Headspace, Perplexity Pro, Chess.com, Uber One, and ChatGPT Go — not every app is available on every plan or in every market. We leave out Turo, Laundryheap/Laundryheap+, and L'Équipe Intégrale even where Revolut does confirm them, because none has a fixed standalone monthly subscription price to compare against (Turo is marketplace savings with no flat fee; the other two are account credits, not subscriptions). Standalone prices are each service's own published monthly rate with no annual commitment, sourced from NordVPN, Tinder, ClassPass, Duolingo, Flo, Lovable, Financial Times, Picsart, Sleep Cycle, Freeletics, MasterClass, The Athletic, Headway, WeWork, Headspace, Perplexity Pro, Chess.com, Uber One, and ChatGPT Go. Revolut itself also states its partner roster "may vary from time to time," so treat every roster here as a snapshot rather than a permanent guarantee.
Where these interest rates come from
One of Revolut's officially published interest rates and fees pages lists Instant Access Savings rates of 3.00% per year on Standard and Plus, 3.65% on Premium, 4.35% on Metal, and 5.05% on Ultra, each up to an A$250,000 balance, with a lower rate on any amount from A$250,001 up to the A$1,000,000 combined cap (Revolut's published Australian-market figures, shown in AUD regardless of your selected display currency since they are fixed tier thresholds, not converted totals). Cross checked against independent coverage of Revolut's banking launch from Swikblog, OzBargain, and IT Brief. The bonus interest shown here is the gap between the Ultra rate and the free Standard rate at the same balance, since Standard also earns interest at no monthly cost. These are variable rates that Revolut can change at any time and vary by market, so treat this as a snapshot rather than a guarantee, and it assumes your entire balance sits in Instant Access Savings for the full month.
Fill in all three to see your exact value per mile.
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How the numbers work
Based on Revolut's officially published RevPoints earn rates, valued as Flying Blue miles. RevPoints transfer to Flying Blue, the loyalty programme run by Air France and KLM, at a confirmed 1:1 ratio, so 1 RevPoint always equals 1 Flying Blue mile. Standard and Ultra are free, so they are not really part of the fee comparison, but they are included for reference.
| Plan | Monthly fee | Debit earn rate | Credit earn rate |
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Where these rates and mile valuations come from
Rates and fees come from one of Revolut's officially published RevPoints rates pages and pricing plans page, shown natively in that market's currency and converted to your chosen currency at current exchange rates. The Ultra earn rate reflects Revolut's globally published rate of 1 point per $1, pending confirmation of a market specific rate. The 1:1 transfer ratio between RevPoints and Flying Blue miles is confirmed on Flying Blue's official Revolut partner page and Revolut's Airline Miles FAQ. Mile valuations use 2026 benchmarks: about 1.4 cents for economy, 2.1 cents for a balanced average, and 2.4 cents for business or premium (converted from USD). The balanced figure averages The Points Guy's July 2026 valuation (1.55 US cents) with One Mile at a Time's July 2026 valuation (1.3 US cents), so both leading trackers are reflected rather than just one; the economy figure leans on NerdWallet's median booking data (roughly 0.8 to 1.2 US cents), checked against SkyStatus's Flying Blue sweet spot guide. Every other airline programme in the picker above is valued the same way — averaging The Points Guy and One Mile at a Time where both cover it, or the best available specialised source where they don't — shown per programme once you select one. Flying Blue has used fully dynamic award pricing since 2018 with no fixed chart, so any flat rate is only an average. Use "I know my redemption" above if you would rather calculate the exact value for a specific flight.
What this calculator does not account for
This tool gives a directional estimate only. It is based on published earn rates, the confirmed 1:1 transfer ratio between RevPoints and Flying Blue miles, and a mile value assumption you control. It does not account for welcome bonuses, Shops multipliers, Stays boosts, insurance, lounge access, savings rates, redemption options outside Flying Blue, or any transfer bonuses Flying Blue may run from time to time. It also leaves out Flying Blue's mileage expiry rules and transfer minimums or maximums. The "I know my redemption" mode calculates value as cash price minus taxes and fees, divided by miles required, for the specific flight you enter. That figure is accurate for that one booking, but Flying Blue's dynamic pricing means the same route can cost very different miles on another date. Revolut's actual membership fees, earn rates, and currency all vary by country. The figures here are based on one officially published Revolut market's numbers, converted to your chosen currency for comparison, not the real pricing of your local Revolut plan. Exchange rates update live where possible (via exchangerate-api.com) and fall back to official central bank reference rates from around late July 2026 if live rates cannot be reached.